Free Special Reports
INFORMATIVE FREE REPORT FROM:
“The Injury Lawyer”, Steven Heisler
YOU’VE BEEN HURT AT WORK: HOW TO AVOID BEING SCREWED BY THE INSURANCE COMPANY!!!
READ ON AND LEARN ABOUT THE LIES, DECEPTION AND BAG OF TRICKS THAT THE INSURANCE COMPANY FOR YOUR EMPLOYER HAS IN STORE FOR YOU!!!
Dear Friend,
Hi, my name is Steven Heisler, “The Injury Lawyer”. The title of this report probably shocked, if not offended some of you. Unfortunately, I could not think of any better way of getting my message across.
If you’ve been hurt on the job, BEWARE OF THE DANGER THAT LIES AHEAD. The wicked beast that I am referring to is none other than the insurance company for your employer.
MAKE NO BONES ABOUT IT: THE INSURANCE COMPANY WILL SMILE RIGHT TO YOUR FACE AND CUT YOUR KNEES OUT FROM UNDER YOU AT THE SAME TIME… WITHOUT A SECOND THOUGHT!!!
When I was a little boy my father told me something that I have not forgotten to this day.
My father told me that if you go to any big city in the United States you will see a lot of tall buildings. The tallest building in that city, he said, almost always was owned by an Insurance Company!
“Son”, said my father, “The insurance companies don’t have the tallest buildings in each city because they are nice people and pay everybody’s claims.”
Rather, the insurance companies make BILLIONS and BILLIONS of dollars, year after year, by NOT being nice people. They will to lie to you, deceive you, mislead you and trick you. All with the intention of defeating your claim.
Why do insurance companies stoop this low? TO SAVE MONEY. It takes a lot of money to build tall buildings.
OKAY STEVE, I GET YOUR POINT. CAN YOU GIVE ME EXAMPLES OF HOW INSURANCE COMPANIES LIE, CHEAT AND DECEIVE?
Some “tactics” of the insurance companies:
- They will deceive you into thinking that reporting the claim to your employer or filling out an accident report is all you need to do to have a legitimate claim.
- They will bully you into giving a recorded statement before you’ve had an opportunity to speak with an attorney.
- They will perform surveillance and film you at your house and use the video tape at trial to hurt your claim.
- They will terminate your weekly lost wage benefits for no reason, pay you at the wrong pay rate on purpose, forget to tell you that you have the right to get paid for your permanent impairment and MUCH, MUCH MORE!!
The reason I wrote this report was not to bash insurance companies. Rather, my intention is to educate you about the tactics of the insurance companies and to give you tips and advice on how not to get screwed by the insurance company if you’ve been hurt on the job.
In this report, I want you to know about a specific trick frequently used by the insurance company that can have terrible consequences for you and your family.
THIS TRICK ALONE CAN LEAVE YOU FLAT ON YOUR BACK, BANKRUPT AND HOMELESS.
In order to get all of the benefits that you are entitled to under the Maryland Workers’ Compensation Act, you must file a claim on an EMPLOYEE’S CLAIM FORM within TWO (2) YEARS from the date of your accident. I have included a copy of an Employees Claim Form on the last page of this report.
If you don’t take anything else from this report, please remember this: Reporting your injury to your employer or filling out an accident report DOES NOT CONSTITUTE THE FILING OF A CLAIM!!!
IF YOU DO NOT FILE YOUR CLAIM ON AN EMPLOYEE’S CLAIM FORM WITH THE MARYLAND WORKER’S COMPENSATION COMMISSION WITHIN TWO (2) YEARS FROM THE DATE OF YOUR ACCIDENT THE INSURANCE COMPANY IS NOT REQUIRED TO PAY YOU ONE RED CENT. (Subject to a few uncommon exceptions.)
And if you are receiving benefits, the insurance company is holding its breath that you don’t file a claim. Why? BECAUSE ON THE FIRST DAY AFTER THE DEADLINE PASSES, THEY GET TO ELIMINATE YOU FROM THEIR PAYROLL!! The adjuster for the insurance company will most likely “help” you with your case but conveniently “forget” to tell you that you need to file your claim within two years in order to be protected. Can you imagine having to tell your spouse and children that the reason the electricity has been turned off is because the insurance company withheld necessary information from you?!
REMEMBER – MARYLAND’S STATUTE OF LIMITATIONS (SOL) IS TWO YEARS FOR A WORK RELATED INJURY. MISS THE DEADLINE AND YOU ARE REALLY S O L (Sh_t out of Luck).
Sure, the insurance company might pay some of your medical bills and lost wages in the beginning. BUT YOU ARE WALKING RIGHT INTO THEIR TRAP if you think the insurance company will “take care of you” after two years if you don’t file your claim.
By filing your claim you preserve your right to receive lifetime medical benefits, (provided the treatment and bills are reasonable and necessary) lost wage and permanent disability benefits, vocational rehabilitation benefits, etc.
So, do yourself a favor. If you’ve been injured on the job, recognize that your employer and it’s insurance company are NOT YOUR FRIENDS.
File your claim on an Employee’s Claim Form with the Maryland Worker’s Compensation Commission within two years from the date of your accident!
Very truly yours,
STEVEN HEISLER,
THE INJURY LAWYERDedicated to protecting your rights.
P.S. If you’ve been injured on the job and have questions call me at 1-877-228-HURT!!! The call and the advice are free. (We only charge if we take your case and you receive compensation. If there is no recovery there is no fee and that includes advanced expenses.
(WARNING: The filing of a claim does not GUARANTEE benefits. You still may need to satisfy other requirements. Consult with an attorney to get more information.)
(The opinions expressed in the report are that of Steven H. Heisler, Esquire solely and do not necessarily reflect the opinions of any other member of the Maryland Bar.)