Injured in an Accident with an Uninsured/Underinsured Driver
All but two states in the country require that drivers purchase auto liability insurance, and the other two states have provisions to protect drivers from damages caused by uninsured or underinsured motorists. Despite mandatory motorist insurance laws, which have been in place for many years, some motorists continue to illegally drive their vehicles with no insurance or have insurance with coverage below their state’s minimum coverage amount. When these irresponsible motorists injure another person or property in an uninsured motorist accident or when a motorist’s insurance is inadequate to cover the costs of an accident, having the assistance of a Baltimore car accident lawyer such as Steven H. Heisler can be very helpful.
Experienced Baltimore Car Accident Attorney
When an uninsured motorist injures someone, the injured party’s own uninsured/underinsured coverage may not provide enough compensation to cover the damages. If a motorist who has purchased the bare minimum liability coverage injures someone, the injured party must also rely on their uninsured/underinsured coverage, which may or may not adequately compensate the victim. In either case, having the assistance of an experienced lawyer can make a huge difference in how much compensation the injured party receives from the insurance company and how quickly they receive it. In fact, it’s highly recommended to consult with an attorney before filing a claim to ensure that:
- The injured party’s rights are protected
- The insurance company provides the compensation the victim is entitled to in a timely manner
- The underinsured driver’s insurance company honors their responsibilities to the injured party
- Someone who has detailed knowledge of the laws that apply is looking out for the injured party’s interests
- The injured party receives the compensation they deserve to help with medical expenses, lost wages, buying another vehicle, ongoing medical care, and other accident-related expenses
Aggressively Protecting the Rights of Clients
If you or someone you care for has been injured by an uninsured or underinsured motorist, Steven Heisler may be able to help. Over many years of practicing law, he has taken on big insurance companies for his clients and works hard to help them receive the compensation they deserve. If you’re tired of dealing with an insurance company that is pressuring you to sign documents you don’t fully understand, call attorney Steven H. Heisler today and put his experience to work for you.
$5,500,000.00 - Steve represented a 33-year-old single mother of one whose vehicle was struck head-on by a construction truck in 2002. The client suffered life threatening injuries and was in a coma for six weeks. She required two months of brain injury rehabilitation. The client currently has serious permanent disabilities as a result of the accident including short term memory loss, impaired speech, double vision, and right side paralysis.
She is unable to return to her occupation as a dental hygienist or any other occupation. Steve Heisler and his associate Keith Kauffman negotiated a $5.5 million structured settlement at mediation. Should the client reach her life expectancy the payout increases to $9.5 million.
$250,000 - Steve represented the family of a 15 year old Anne Arundel County boy who was killed when the vehicle he was a passenger in failed to negotiate a curve and struck a tree. The defendant driver was also killed. Another passenger survived the crash. The defendant driver had a $300,000.00 liability policy. Steve negotiated a $250,000.00 settlement for the family. The remaining $50,000.00 was tendered to the surviving passenger.
$800,000 - Steve represented the estate and family of a 45 year old man who was killed when the motorcycle he was riding struck a guardrail and he was catapulted down an embankment. The estate and family alleged that a vehicle in the lane to the immediate left of the man swerved into his lane and caused a collision. The defendant strongly denied any wrong doing. The case was settled at a settlement conference for $800,000.00.
$325,000 - Steve’s client, a 45 year old Sr. Program Manager, was struck by a work vehicle that failed to yield the right of way while turning left in front of the victim in St. Mary’s County, Maryland. Steve’s client was thrown from his Harley Davidson and suffered multiple injuries resulting in two surgeries. Suit was filed and the case settled for $325,000.00.
$200,000 - Steve’s client, an elderly lady from West Virginia, was seriously injured when the car she was traveling in was struck by a negligent driver in Garrett County, Maryland. The lady suffered a broken back and detached retina. Steve negotiated a $100,000.00 settlement with the defendant driver’s insurance company and was successful in getting his client’s West Virginia insurance company to “stack” an additional $100,000.00 for a total settlement of $200,000.00.
$100,000 - Steve represented a five year old Eastern Shore boy who was struck by a vehicle driving on the wrong side of the road while the boy was riding his bike. Steve's client suffered a traumatic brain injury and serious fractures which required him to spend an extended period of time in a rehabilitation center. The boy now has permanent brain damage. The case settled for the driver's policy limits of $100,000.00.
$95,000 - Steve represented a 36-year-old Cecil County man who was rear ended while stopped at a red light. The force of the impact was severe and his client’s vehicle was totaled. Steve’s client suffered a cerebral concussion, a C5-6 disc herniation, and a L2-3 disc protrusion. He received a 30% whole-body permanent disability rating. Steve settled the case with the insurance company for $95,000.00.